What is your FIRE number? Does it scare you?

  If you’ve spent any time at all reading about F.I.R.E. (Financial Independence, Retire Early), you will be familiar with this question:  “What is your number?” What is the amount of money you need to retire now and never work again? How much do you need to put in the magical money pot which will never run out? £300,000? £750,000? £1,000,000? It’s a question which is asked over and over again among FIRE communities online. It’s discussed endlessly. Everyone knows their number. Newbies are encouraged to work it out as soon as possible.  It’s a huge, fascinating, exciting, one-day pot […]

Autumn Leaf

Is it ever too late to retire early?

  First post. This blog is going to be about early retirement. Financial freedom. F.I.R.E. (Financial Independence, Retire Early). Earning more, spending less. Savings. Investments, maybe. I’ll write about all that later.  I suppose I should share details of my net worth. My history. Life, work, earnings, savings so far. Income and expense reports. Spreadsheets. That’s how it’s done.  I’ll come back to that later too (if I’m honest I only have a vague idea of my numbers right now anyway). Before I start worrying about the nitty gritty I need to ask myself a question. Have I left it too […]